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Beware of Identity Theft

Experts estimate that annually more than 900,000 people are affected by identity theft.
Follow these five easy steps to protect your personal information and credit history:

1. Experts recommend that you review your credit report twice a year to see if there are activities, accounts or addresses you don't recognize.

2. Using your social security number as a way of identifying yourself is a big no, no. Never give it to someone who calls you on the phone, or print the number on your checks.

3. Shred everything that will help a person replicate your identity. For less that $25 you can buy a paper shredder that will help destroy your important papers.

4. Select a password on personal accounts without using your mother's maiden name.

5. When paying credit card statements by check, don't list your account number on the check.

If you suspect your identity has been stolen contact your local police, credit agencies and the Federal Trade Commission at www.consumer.gov/theft. Three credit agencies to contact include:

Information for this article was adapted from Liberty Lines, a Liberty Mutual publication.

 

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